Empowering Your Financial Future | Bunmi J Oladele

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Mortgage Protection Insurance

Ensure your family keeps their home even if the unexpected happens to you.

Why Choose Us

Benefits of Mortgage Protection Insurance

Mortgage protection insurance is designed to pay off your mortgage if you pass away, become disabled, or in some cases, lose your job. Unlike regular life insurance, it's specifically structured around your home loan, ensuring your family never has to worry about losing their home during an already difficult time.

Pay off your mortgage so your family can stay in their home

Coverage amount matches your outstanding mortgage balance

Affordable premiums tailored to your mortgage term

No medical exam options available for faster approval

Protection against job loss or disability in some policies

Peace of mind knowing your biggest debt is covered

Benefits paid directly to your beneficiaries, not the lender

Can be combined with other life insurance for comprehensive coverage

Ready to Get Started?

Schedule a free consultation to learn how mortgage protection insurance can benefit you and your family.

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Schedule Your Free Consultation

Ready to secure your family's future? Book a free, no-obligation consultation with me. We'll discuss your needs and find the perfect insurance solution together.

No-obligation consultation

Personalized insurance assessment

Expert guidance from a certified advisor

Flexible meeting options

Common Questions

Frequently Asked Questions

Find answers to the most common questions about our insurance services.

How much life insurance do I need?

The amount of life insurance you need depends on several factors including your income, debts, dependents, and future financial goals. A common rule of thumb is 10-15 times your annual income, but we recommend a personalized assessment to determine the right coverage for your specific situation.

What's the difference between Term and Whole Life insurance?

Term life insurance provides coverage for a specific period (10, 20, or 30 years) and is generally more affordable. Whole life insurance provides lifelong coverage and includes a cash value component that grows over time. The best choice depends on your needs and budget.

Can I get life insurance if I have health issues?

Yes! Many people with health conditions can still qualify for life insurance. We work with multiple carriers and can help find options that work for your situation, including guaranteed issue policies that don't require a medical exam.

What is an IUL and how does it work?

An Indexed Universal Life (IUL) insurance policy combines life insurance protection with a cash value component that can earn interest based on stock market index performance. It offers potential for growth while protecting against market losses, making it a popular choice for retirement planning.

Is the consultation really free?

Absolutely! Our initial consultation is 100% free with no obligation. We'll review your current situation, discuss your goals, and provide personalized recommendations. There's no pressure to purchase anything – we're here to help you make informed decisions.

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Fill out the form and I'll personally respond to your inquiry within 24 hours. Whether you have questions about a specific product or need guidance on your insurance needs, I'm here to help.

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1765 Village Square Court, Severn Maryland 21144

State Licensed & Regulated Insurance Producer