Empowering Your Financial Future | Bunmi J Oladele

Our Services Navigation

Tax Deferred Retirement & Annuities

Grow your retirement savings tax-deferred and create guaranteed income for life.

Why Choose Us

Benefits of Tax Deferred Retirement & Annuities

Tax-deferred annuities allow your money to grow without being taxed until you withdraw it, typically in retirement when you may be in a lower tax bracket. Annuities can provide guaranteed income for life, protecting you from outliving your savings. They're an excellent complement to your existing retirement accounts.

Grow your money tax-deferred until withdrawal

Guaranteed lifetime income options with annuities

Protection from market volatility with fixed annuities

No contribution limits like traditional retirement accounts

Supplement your 401(k) or IRA for additional retirement savings

Death benefit ensures your beneficiaries receive remaining funds

Various payout options to match your retirement needs

Potential for higher growth with indexed annuities

Ready to Get Started?

Schedule a free consultation to learn how tax deferred retirement & annuities can benefit you and your family.

Free Resource

Get Your Free Insurance Planning Guide

Life insurance types explained

Retirement planning strategies

Tax-saving tips for families

Common insurance mistakes to avoid

We respect your privacy. Unsubscribe at any time.

Book an Appointment

Schedule Your Free Consultation

Ready to secure your family's future? Book a free, no-obligation consultation with me. We'll discuss your needs and find the perfect insurance solution together.

No-obligation consultation

Personalized insurance assessment

Expert guidance from a certified advisor

Flexible meeting options

Common Questions

Frequently Asked Questions

Find answers to the most common questions about our insurance services.

How much life insurance do I need?

The amount of life insurance you need depends on several factors including your income, debts, dependents, and future financial goals. A common rule of thumb is 10-15 times your annual income, but we recommend a personalized assessment to determine the right coverage for your specific situation.

What's the difference between Term and Whole Life insurance?

Term life insurance provides coverage for a specific period (10, 20, or 30 years) and is generally more affordable. Whole life insurance provides lifelong coverage and includes a cash value component that grows over time. The best choice depends on your needs and budget.

Can I get life insurance if I have health issues?

Yes! Many people with health conditions can still qualify for life insurance. We work with multiple carriers and can help find options that work for your situation, including guaranteed issue policies that don't require a medical exam.

What is an IUL and how does it work?

An Indexed Universal Life (IUL) insurance policy combines life insurance protection with a cash value component that can earn interest based on stock market index performance. It offers potential for growth while protecting against market losses, making it a popular choice for retirement planning.

Is the consultation really free?

Absolutely! Our initial consultation is 100% free with no obligation. We'll review your current situation, discuss your goals, and provide personalized recommendations. There's no pressure to purchase anything – we're here to help you make informed decisions.

Request Your Life Insurance Quote

Fill out the form below and I will contact you shortly.

Get in Touch

Have Questions? Send Us a Message

Fill out the form and I'll personally respond to your inquiry within 24 hours. Whether you have questions about a specific product or need guidance on your insurance needs, I'm here to help.

Call Us Directly

Contact Us

1765 Village Square Court, Severn Maryland 21144

State Licensed & Regulated Insurance Producer