Empowering Your Financial Future | Bunmi J Oladele
Final Expense Insurance
Affordable coverage to protect your loved ones from end-of-life costs and give them peace of mind.
Why Choose Us
Benefits of Final Expense Insurance
Final expense insurance, also known as burial insurance, is a type of whole life insurance designed to cover the costs associated with your passing. This includes funeral services, burial or cremation, medical bills, and other end-of-life expenses. It's an affordable way to ensure your family isn't burdened with these costs during an already difficult time.
Cover funeral costs, burial expenses, and memorial services
No medical exam required for most policies
Fixed premiums that never increase with age
Quick approval process, often within 24-48 hours
Coverage amounts typically range from $5,000 to $50,000
Relieve your family of financial burden during difficult times
Cash value accumulation in some policies
Guaranteed acceptance options available for seniors
Ready to Get Started?
Schedule a free consultation to learn how final expense insurance can benefit you and your family.
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Schedule Your Free Consultation
Ready to secure your family's future? Book a free, no-obligation consultation with me. We'll discuss your needs and find the perfect insurance solution together.
No-obligation consultation
Personalized insurance assessment
Expert guidance from a certified advisor
Flexible meeting options
Common Questions
Frequently Asked Questions
Find answers to the most common questions about our insurance services.
How much life insurance do I need?
The amount of life insurance you need depends on several factors including your income, debts, dependents, and future financial goals. A common rule of thumb is 10-15 times your annual income, but we recommend a personalized assessment to determine the right coverage for your specific situation.
What's the difference between Term and Whole Life insurance?
Term life insurance provides coverage for a specific period (10, 20, or 30 years) and is generally more affordable. Whole life insurance provides lifelong coverage and includes a cash value component that grows over time. The best choice depends on your needs and budget.
Can I get life insurance if I have health issues?
Yes! Many people with health conditions can still qualify for life insurance. We work with multiple carriers and can help find options that work for your situation, including guaranteed issue policies that don't require a medical exam.
What is an IUL and how does it work?
An Indexed Universal Life (IUL) insurance policy combines life insurance protection with a cash value component that can earn interest based on stock market index performance. It offers potential for growth while protecting against market losses, making it a popular choice for retirement planning.
Is the consultation really free?
Absolutely! Our initial consultation is 100% free with no obligation. We'll review your current situation, discuss your goals, and provide personalized recommendations. There's no pressure to purchase anything – we're here to help you make informed decisions.
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